“If you have been injured in an automobile accident in Alberta, you are entitled to accident benefits coverage regardless of whether you were at fault for the accident.” (Government of Alberta).
Set up an appointment with your primary healthcare provider
Set up an appointment with your preferred health care practitioner (IE. doctor, physiotherapist) as soon as possible so they can assess your injury and develop a treatment plan.
Although your insurance company may refer you to a ‘preferred provider’, you are welcome to choose where you access treatment.
Complete the necessary forms
You’ll need to complete an AB-1: Notice of Loss and Proof of Claim Form and return it to your insurance company. Delaying this step may impact your eligibility for coverage, so you’ll want to make sure this is submitted as soon as possible after your car accident. Don’t forget to keep a copy for your records.
Wait for your insurance company to reach out
Your insurance company will contact you regarding the benefits you’re entitled to once they’ve reviewed your completed AB-1 form. They may also need additional information to process your claim.
Read on below for more information about physio treatment following a car accident (MVA)
The amount of treatment you are covered for depends on the type of injury you have. After your assessment, your therapist will provide a diagnosis and explain your treatment plan moving forward.
If you have a sprain, strain, or whiplash, you will receive up to 21 visits covered by insurance. These visits are to be used within 90 days of your accident. If you sustained injuries that do not fit under these categories, you may fall out of the “Diagnostic and Treatment Protocols” for car accidents. In this case, your healthcare provider and the insurance company will communicate to determine the course of action for your ongoing treatment.
What if I’m still not better?
If you’ve reached the end of your approved number of visits or the 90-day timeline following your car accident and your therapist determines you still require additional treatment, they’ll indicate this in the report they send to your insurance.
After reviewing the information, your insurance may or may not approve additional treatments outside the “protocols”. It’s important to note that even if additional treatment is approved, you will need to exhaust your personal extended health benefits (Blue Cross, Sun Life, etc) first.
Brilliant practitioners at Acceleration Physiotherapy. Suffered from a knee/hip issue that was causing significant pain and loss of quality of life. Acceleration’s team put a plan in place to ensure the issue was properly assessed. They told me it would take a few sessions to properly determine the cause. After three sessions the issue was accurately diagnosed and I was given a treatment plan that began to show results and reduce pain immediately. Issue is practically resolved now and Acceleration’s team have given me a clear plan to ensure issue doesn’t reoccur. I also felt a genuine concern for my recovery and desire from the team to diagnose the issue I was facing. That was a nice feeling.
Brittney is amazing. Her knowledge is so extensive that she always has an answer and solution to my problems. She has made my life so much better after my foot surgery. I used to go to her at her former work place and was so happy i could find her at Acceleration. I recommend her to all my friends. Thanks so much, Brittney, you go above and beyond in your work.
James is hands down the best physiotherapist I’ve ever worked with. I’ve seen him for acute and chronic issues and always have great results. His assessments are thorough, his treatment plans are helpful, and he makes customized adjustments as treatment progresses. No generic treatments and waiting around while your physiotherapist bounces between multiple appointments. You get his full attention the whole time and the space is very comfortable. I wouldn’t go anywhere else!
Brittney and her team at Acceleration Physiotherapy are professional, courteous and well trained in all aspects of personal physical therapy. My time with Britney was excellent – always cheerful, ready to help, an excellent listener, but most important to me was that she was able to explain what we were doing to fix me, why we were doing it and show how in a simple way to achieve the results I needed. I will definitely come back to Brittney if I need to and would recommend anyone to contact her and Acceleration Therapy to assist them in their recovery.
I guess what I really appreciate about Brittney is that she made me better. I’ve been out x-country skiing 3 times over the past 3 or 4 weeks and enjoy it so much because I am simply pain free. No more wobbling and hobbling and I can fully enjoy this wonderful winter sport. Further, I appreciate Brittney’s professionalism, knowledge and skill as a physiotherapist and I feel valued and treated as an important client. I will gladly recommend Brittney to any of my family or friends if they are looking for a physiotherapist. No hesitation whatsoever.
I cannot recommend James highly enough. His thorough evaluations and precise, tailored treatments made an immediate and lasting impact to my carpal tunnel related issues. To say IMS has been a miracle would not be a far stretch. With his direct and down-to-earth approach, I am educated on my condition and know I am getting the best physiotherapy treatment possible with each visit. Simply put, there is no one better!
James is the best - from my early days playing hockey to now in my mid-40’s I have had many Physiotherapists work with me for various injuries and none have been as comprehensive, knowledgeable and engaged as James. He is really about getting his patients back to real life as soon as possible, having fun, and no unnecessary clinical fluff. I trust him completely for myself, my wife and young daughters who are athletes themselves. We wouldn’t think to go anywhere else.
I highly recommend James Squire as a physiotherapist. He offered me exceptional care by using multiple modalities in my treatments to improve my mobility and strength, relieve my pain, and restore my physical function.
I recently started to see James Squire about a shoulder injury. My shoulder worked, but certain movements caused a great amount of pain. The biggest issue was my sleeping. I would wake up 5-6 times a night in excruciating pain. After 4 weeks with James, there was a huge difference. Within 8-9 weeks, workouts felt great and I could sleep through the night pain-free. It was a long process, but one I was confident that James could help me with. He was polite, professional, knowledgable, and made it easy for me to comprehend my injury. He made sure I had the knowledge and understanding to continue on my own. I would highly recommend James to anyone with an injury!
I came to James after suffering a significant shoulder injury playing football. He was able to accurately identify the cause and severity and prepare a successful treatment plan that allowed me to return to my sport without any symptoms. He is able to combine his medical knowledge with his own sports experience to provide the best service possible for an athlete.